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Loan Eligibility Calculator

Age & Income

Main Applicant

Joint Applicant (if any)

Age Age of applicant/s

Monthly Fixed Basic Salary Monthly fix basic salary (excluding commission, incentive, allowance, bonus and any other variable income)

Monthly Ave Variable Income (Eg: Commission, Bonus & Rental)Monthly variable income such as commission, incentive, allowance, bonus etc

Current Monthly Dept Obligations

Main Applicant

Joint Applicant (if any)

Number Of Credit Card (Number of Credit card you have) Number of credit card with your name (regardless if you use it or not)

Car Loans (Monthly repayment amount) Monthly installment for car loan servicing

Mortgage Loans (Monthly repayment amount) Monthly installment for mortgage loan. (Do not include mortgage of property that you are going to sell in the next 6 months)

Other Loans (Eg: credit card loans, bank loans) (Monthly repayment amount) Monthly installment of all other personal loan in your name

Loan To Value (LTV)

Existing Number Of Mortgage Loan (Do not include mortgage that you intend to sell within 6 months) Number of mortgage loan in your name, exclude mortgage of property that you intend to sell within 6 months)

Total Debt Servicing Ratio (TDSR)

Total Gross Monthly Income Total gross monthly income after bank reduction on variable income.

60% TDSR Limit 60% of total gross monthly income is the TDSR Limit set by the government

Total Current Debt Obligation Your current total month dept obligation

Eligible Amount For Mortgage Servicing Your TDSR limit after deducting current monthly debt obligation

Maximum Loan Eligibility

Eligible Loan Tenure (Years) The maximum number of years you are eligibile for the mortgage loan

Eligible Loan To Value (%) The maximum loan % that you are eligible for the mortgage loan

Maximum Loan Amount The maximum loan amount that you are eligible for the mortgage loan

Maximum Property Purchase Price The maximum property purchase price that you can set as budget, subject to the availabliliy of your fund stated below. You can adjust your fund on hand below to change the maximum property purchase price you can go for.

Required Fund For Property Purchase (Total Cash and CPF) Total cash and CPF required for the property purchase

Maximum Property Purchase Price The maximum property purchase price that you can set as budget, subject to the availabliliy of your fund stated below. You can adjust your fund on hand below to change the maximum property purchase price you can go for.

Available Fund For Property Purchase.
(You can adjust your total cash and CPF on hand to see your maximum property purchase price.) Slide to adjust your fund (total cash and CPF) available.

This calculator is for VIPs who have booked an appointment with us. To continue using this calculator, please book an appointment by clicking on the link below. For registered users, you may key in the passcode that was given to you to continue.

Disclaimer: The calculation above is meant for illustration purpose only. Actual figures may vary. If you would like to request for a full report, feel free to speak to our sales representative and appointed bankers for an IPA (In Principle Loan Approval). 

For enquiries, call +65 6100 8600 or Book An Appointment now.

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Developer

CEL Development is a subsidiary under the Chip Eng Seng Corporation Ltd.
  • Developer: CEL Development Pte Ltd
  • Developer's License: C1325
  • UEN: 198304348R
  • Mukim Lot: MK 31 Lots 1146A & 1147K
  • Expected TOP: 04 June 2023
  • Expected CSC: 04 June 2026

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